Turn Your Home Equity Into ₿itcoin.
No Debt. No Monthly Payments.
Your home has accumulated equity. We unlock it — no loan, no payments — and convert it straight to Bitcoin in your wallet. Not cash sitting idle. Sats.
Join homeowners unlocking equity without a loan. HEIs involve sharing future appreciation. Crypto values fluctuate. See our Terms of Service for details.
Four steps to your first Bitcoin stack.
A Home Equity Investment is one of the most powerful financial instruments most homeowners have never heard of. Here's how BlockClose makes it crypto-native.
Tell us about your home
Run our equity calculator in 60 seconds. Enter your home value, mortgage balance, and location. We estimate how much equity you can unlock today.
Get matched with an HEI provider
We partner with licensed Home Equity Investment providers nationwide. They buy a small future share of your home's appreciation — you get cash now, no interest, no monthly bill.
Receive your equity payout
Once approved, funds arrive in your account. No debt on your credit report. No monthly obligation eating into your cash flow. Just capital unlocked from an asset you already own.
We convert it to Bitcoin
BlockClose handles the conversion at optimal timing and delivers Bitcoin directly to your self-custody wallet. Prefer ETH or USDC? Your call. Your keys, your coins.
HEI vs. traditional home equity options.
Most homeowners default to a HELOC or cash-out refi. For crypto believers, neither makes sense. Here's why.
| HELOC | Cash-Out Refi | Sell the Home | HEI via BlockClose | |
|---|---|---|---|---|
| Monthly payments | Yes — interest + principal | Yes — new mortgage payment | N/A (you've sold) | ✓ None required |
| Creates new debt | Yes | Yes | No (you're out) | ✓ No — equity share, not debt |
| Keep your home | Yes | Yes | ✗ No | ✓ Yes, stay and live there |
| Credit score impact | Yes — hard pull + new credit line | Yes — new mortgage, higher DTI | Minimal | Soft pull only at pre-approval |
| Conversion to Bitcoin | DIY — you figure it out | DIY | DIY | ✓ Handled. Wallet delivery. |
| Eats into your monthly stack | Yes — loan repayment reduces DCA | Yes — higher mortgage payment | Yes — you no longer have the asset | ✓ No monthly drain |
| Best for | Short-term cash need | Lowering interest rate | Downsizing / relocation | Long-term Bitcoin accumulation |
Other platforms give you cash.
We give you Bitcoin.
Home Equity Investment isn't new. Crypto-native HEI is. Here's what makes BlockClose different from generic HEI platforms.
Bitcoin first, always
We didn't retrofit crypto onto a finance product. BlockClose was built from the ground up for homeowners who want to accumulate Bitcoin — not sit on cash that inflation erodes.
Your keys, your coins
We deliver BTC directly to a wallet you control — not a custodial exchange. No counterparty holding your stack. No withdrawal limits. Your equity converted, your way.
Timing-optimized conversion
Our system watches for favorable BTC entry points during your 30-day funding window. We don't dump your equity into Bitcoin blindly. We stack intelligently.
No hidden equity grabs
Every HEI involves giving up a share of your home's future appreciation. We show you the exact terms — what percentage, for how many years, what the buyout looks like — before you sign anything.
Nationwide provider network
We've built relationships with licensed HEI providers across the US, so when you qualify, we match you to the best terms in your state — not just whoever we have a referral deal with.
AI deal analysis included
Every application runs through our AI deal analyzer — the same engine behind BlockClose. We flag risk, optimize conversion timing, and generate your complete transaction roadmap automatically.
The questions your financial advisor can't answer.
Check your eligibility in 60 seconds.
No credit pull. No obligation. Tell us about your home and we'll review your application within 1 business day.
Check My Eligibility →