Buy property with ₿itcoin.
Or convert your home equity into it.
BlockClose handles the crypto-to-real-estate transaction end to end. AI agents handle compliance, conversion timing, and closing docs — in every state.
Which one applies to you?
I hold crypto and want to buy property
Use Bitcoin, Ethereum, or USDC as a down payment or full purchase. BlockClose handles the conversion, compliance, and closing — so you stay in the deal.
Go to Deal Analyzer →I own a home and want to convert equity to Bitcoin
Unlock your home equity and receive Bitcoin — no monthly payments, no interest rate risk. BlockClose manages the Home Equity Investment (HEI) process end to end.
Explore Equity-to-Bitcoin →Three steps. Zero manual escrow.
Match
AI scans listings and matches crypto-holding buyers with properties from sellers who accept digital assets. Filters by market, price range, and regulatory compatibility.
Bridge
The agent handles the hard part: BTC conversion timing to minimize slippage, smart contract escrow, state-by-state compliance checks, and all title documentation.
Close
Funds transfer, deed records, closing docs generated and filed. Compliance checks and conversion run 24/7 — no waiting on business hours.
Fiat closings vs. ₿itcoin closings
Fiat / Traditional
BlockClose (₿itcoin-first)
Why BlockClose HEI beats the alternatives
If you own a home, you have equity. Here's how BlockClose compares to the traditional ways of unlocking it.
| Feature | BlockClose HEI (Equity → Bitcoin) |
HELOC | Cash-out Refi | Sell the Home |
|---|---|---|---|---|
| Monthly payments | ✓ None — ever | Required monthly | Higher mortgage | N/A (you move) |
| Interest rate risk | ✓ Zero | Variable rate exposure | Locked rate, but higher | N/A |
| You keep the home | ✓ Yes | ✓ Yes | ✓ Yes | ✗ No |
| Upside exposure | ✓ Bitcoin upside | Cash (no upside) | Cash (no upside) | One-time cash out |
| Credit score impact | ✓ Minimal | Hard pull, utilization | Hard pull | None |
| Typical timeline | ~30 days | 2–6 weeks | 30–60 days | 30–90 days |
| BlockClose fee | Up to 2.99% origination. Equity share capped at 45% of home value. | Bank sets terms | Closing costs 2–5% | Agent fees 5–6% |
Full terms disclosed before closing. No surprises. Learn more about the HEI product →
Know the cost before you sign anything
No hidden fees. No surprise intermediaries. BlockClose discloses all costs upfront — before you commit to a single document.
Crypto-to-Property
Flat closing fee of the purchase price, disclosed before you sign anything.
- Full cost breakdown before you commit
- Covers compliance review, conversion coordination, and closing docs
- No separate "tech fees" or hidden intermediaries
- Standard title and escrow costs apply (same as any closing)
Equity-to-Bitcoin (HEI)
Origination fee. Equity share capped at 45% of home value. Full terms before closing.
- No monthly payments — ever
- Equity share disclosed and capped before you sign
- Available in 19 active states (13 coming soon)
- 30-day typical timeline from application to funding
₿itcoin-first, multi-crypto capable
We built BlockClose for Bitcoiners. But we don't leave anyone behind. All major cryptocurrencies are supported for closing.
₿itcoin (BTC)
Our primary asset. Full native support with optimized conversion timing, tax-efficient strategies, and Lightning Network integration coming soon.
- Optimal sell timing algorithms
- UTXO-aware tax reporting
- Multi-sig escrow support
- Real-time price feeds
Ethereum (ETH)
Full support for ETH and ERC-20 tokens. Smart contract escrow with on-chain verification.
- ERC-20 token support
- Gas-optimized transfers
Stablecoins
USDC, USDT, and DAI for buyers who want price stability during the closing window.
- Zero slippage risk
- Instant settlement
Real estate is a $3.69 trillion market waiting for ₿itcoin
BlockClose is building the autonomous closing layer between crypto wealth and property ownership.
Everything you need to know
Buying or selling real estate with crypto is new territory. Here are the questions we hear most.
BlockClose handles the entire transaction end to end. You submit your deal details, and our platform runs compliance checks, coordinates with title, and times the BTC-to-USD conversion to minimize slippage. The seller always receives USD at closing — we handle the crypto side so neither party has to figure out the mechanics. The process follows the same legal framework as a standard real estate closing; we just replace the bank wire with a crypto conversion.
Yes. Crypto-funded real estate closings are legal in all 50 states. BlockClose operates in compliance with FinCEN anti-money-laundering (AML) guidance and state-specific real estate regulations. We conduct KYC/AML verification on all parties and report transactions as required by law. Our platform actively monitors state-by-state regulatory changes — if a rule shifts, the compliance layer updates automatically. We currently operate in 19 active states with more coming online.
A typical BlockClose transaction closes in 14–21 days — roughly half the 30–45 days of a traditional closing. The speed comes from removing manual steps: compliance checks run instantly, conversion timing is automated, and closing docs are generated in real time. The main variable is the standard title search, which depends on county recording timelines. Once you submit your application, we give you a projected close date upfront.
Bitcoin (BTC) is our primary asset — it has the deepest liquidity, the most OTC desk support, and the cleanest conversion path. We also fully support Ethereum (ETH) and stablecoins including USDC, USDT, and DAI. Stablecoins are useful for buyers who want zero slippage risk during the closing window. Additional assets are evaluated on a deal-by-deal basis — contact us if you're holding something not listed.
We work with institutional OTC (over-the-counter) desks to execute the conversion. OTC desks handle large block trades without moving the public market price — meaning you get a better rate than selling on a retail exchange. Our platform monitors market conditions and executes the conversion at the optimal moment in the closing window. The seller receives a standard USD wire at closing. They never interact with crypto directly unless they choose to.
For crypto-to-property purchases: a flat 0.5–1% closing fee on the purchase price, disclosed before you sign anything. This covers compliance review, conversion coordination, and closing document generation. Standard title and escrow costs apply separately (same as any real estate transaction). For equity-to-Bitcoin (HEI): a 2.99% origination fee plus an equity share capped at 45% of home value — all disclosed and negotiated before closing. Full pricing breakdown here.
BlockClose currently accepts applications in 19 states: California, Texas, Florida, New York, Washington, Colorado, Arizona, Oregon, Nevada, Georgia, Illinois, Maryland, Virginia, North Carolina, Massachusetts, New Jersey, Pennsylvania, Minnesota, and Ohio. An additional 13 states are in the regulatory review pipeline. Submit your application — if you're outside our active markets we'll notify you the moment your state goes live.